Affiliate Disclosure

SmartTravelCover — Travel Insurance Made Smarter

Last Updated: 26 October 2026

1. Introduction

At SmartTravelCover, we believe in being open and transparent about how our website operates and how we may earn revenue.

SmartTravelCover is a UK-focused travel insurance information and affiliate referral website. We help visitors explore travel insurance options and direct them to third-party insurance providers.

This Affiliate Disclosure explains our commercial relationships with insurance providers and how affiliate commissions work.

2. How SmartTravelCover Earns Revenue

SmartTravelCover participates, or may participate, in affiliate marketing programmes with third-party insurance providers and affiliate networks.

Some links displayed on our website are affiliate advertising links.

When you click one of these links and purchase a qualifying insurance policy from the third-party provider, SmartTravelCover may receive a referral commission.

The commission is paid by the insurance provider or affiliate network under its commercial agreement with SmartTravelCover.

You do not pay SmartTravelCover a separate referral fee for using these links.

Your insurance premium and the full terms of your policy are determined by the insurance provider.

3. Our Insurance Provider Relationships

SmartTravelCover features information about travel insurance providers, including:

InsureandGo — Holiday and general travel insurance.
Staysure — Travel insurance options for older travellers and those with medical conditions.
SafetyWing — Insurance options for extended and international travel.

These are examples of providers featured on our website. Their inclusion does not necessarily mean we have an active commercial agreement with each company.

Where an affiliate relationship exists, we will identify the relevant promotional content and links clearly.

Our featured providers should not be interpreted as a complete comparison of the UK travel insurance market.

4. What Happens When You Click an Affiliate Link?

When you click an affiliate link on SmartTravelCover, you are redirected to the website of the relevant insurance provider or affiliate partner.

You can then review its insurance products, request a quotation or complete a policy purchase directly with that company.

SmartTravelCover does not process insurance applications, collect payment card details or issue insurance policies.

Any insurance agreement is made directly between you and the relevant insurance provider or intermediary.

5. Our Commitment to Transparency

We aim to provide clear and useful information to help visitors understand different types of travel insurance.

We will identify affiliate advertising content so visitors can recognise when a commercial relationship exists.

Our website may receive revenue from certain providers, and commercial arrangements can influence which providers are featured or promoted.

We do not claim that our featured products are necessarily the cheapest, most comprehensive or most suitable for every traveller.

Visitors should assess their own insurance requirements and review the relevant policy documentation before purchasing.

6. Insurance Information and Advice

The information published on SmartTravelCover is intended for general informational and educational purposes.

SmartTravelCover does not provide personalised insurance recommendations, underwrite policies or determine claims.

Insurance products may differ in their coverage, limits, exclusions, premiums and eligibility requirements.

Before purchasing travel insurance, visitors should review:

Emergency medical expenses and repatriation cover.
Cancellation and curtailment benefits.
Baggage and personal belongings cover.
Pre-existing medical condition requirements.
Policy excesses and exclusions.
Destination and activity restrictions.
Full policy terms and conditions.

Where appropriate, visitors should seek assistance from a suitably authorised insurance professional.

7. Affiliate Tracking and Cookies

Affiliate links may use referral identifiers, cookies or other tracking technologies to attribute qualifying purchases.

These technologies may be operated by affiliate networks or insurance providers.

Where tracking occurs on SmartTravelCover and consent is required under applicable UK law, appropriate consent controls will be used.

For more information about cookies and website technology, please read our Cookie Policy and Privacy Policy.

8. Third-Party Responsibility

Insurance policies purchased through links on SmartTravelCover are provided by independent third-party companies.

Those companies are responsible for their own products, eligibility assessments, policy administration, payments and claims handling.

SmartTravelCover does not guarantee acceptance for insurance, specific premium prices, policy suitability or the outcome of claims.

Visitors should contact their insurance provider directly about any policy they purchase.

9. Changes to This Disclosure

We may update this Affiliate Disclosure if our commercial relationships, website features or relevant legal requirements change.

The latest version will be published on this page with an updated revision date.

SmartTravelCover provides general travel insurance information and may earn referral commissions from qualifying purchases made through clearly identified affiliate links.