Cookie Policy

SmartTravelCover — Travel Insurance Made Smarter

1. Introduction

Welcome to SmartTravelCover.

This Cookie Policy explains how cookies and similar technologies may be used when visitors access our website.

SmartTravelCover is an independent travel insurance information and affiliate referral website. We provide general information about travel insurance options and direct visitors to third-party insurance providers.

We do not sell insurance policies or collect customers’ medical information, payment details or insurance application information through our website.

However, cookies and similar technologies may be used by our website, its hosting services or third-party providers.

We aim to be transparent about these technologies and respect visitors’ privacy.

2. What Are Cookies?

Cookies are small text files that websites can store on your computer, smartphone or other device.

They help websites perform certain functions, remember preferences and, where enabled, measure website activity.

Cookies may be:

Session cookies: Temporary cookies that normally expire when the browsing session ends.
Persistent cookies: Cookies that remain on a device for a specified period.
First-party cookies: Cookies set by the website you are visiting.
Third-party cookies: Cookies set by another organisation through services used on a website.

Similar technologies, such as local storage and tracking pixels, may also be subject to cookie and privacy requirements.

3. How SmartTravelCover Uses Cookies

SmartTravelCover is designed primarily to provide information about travel insurance and links to independent insurance providers.

We do not require visitors to create an account or submit personal insurance application information.

Depending on our WordPress configuration, hosting services and third-party integrations, the website may use the categories of technology described below.

3.1 Essential Cookies

Essential cookies may support the basic operation, security and functionality of the website.

These can include technologies used for:

Website security.
Protecting against malicious activity.
Maintaining essential website functionality.
Managing technical sessions.
Remembering privacy or cookie preferences where necessary.

Cookies that are strictly necessary for a service requested by the visitor may be used without prior cookie consent where a legal exemption applies.

3.2 Affiliate Referral Technologies

SmartTravelCover may feature affiliate links to insurance providers, including InsureandGo, Staysure and SafetyWing.

If visitors choose to click these links, they may be redirected to the relevant insurance provider or affiliate network.

Affiliate providers or networks may use cookies, referral identifiers or similar technologies to identify qualifying referrals or purchases.

SmartTravelCover may receive a commission from certain qualifying transactions.

We do not receive visitors’ medical histories or payment card details through the SmartTravelCover website.

Where affiliate tracking technologies operate on our website and require consent, we will obtain that consent before using them.

Third-party insurance websites may have separate tracking and privacy practices.

We recommend reviewing each provider’s Cookie Policy and Privacy Policy when visiting its website.

3.3 Website Analytics

SmartTravelCover may introduce website analytics tools to understand how visitors use the website and improve its performance.

If analytics technologies are enabled, they may process information such as page views, browser details and interactions with website content.

Where legally required, appropriate consent will be obtained before analytics cookies or similar technologies are activated.

Details of any analytics tools actually used will be provided in this policy.

3.4 WordPress and Plugin Cookies

SmartTravelCover operates using WordPress.

WordPress, website hosting services and installed plugins may use cookies or similar technologies for functionality, security or administration.

The technologies used depend on the actual website setup.

We will review our WordPress plugins and hosting configuration to identify any cookies that affect public visitors.

4. Third-Party Websites

SmartTravelCover provides links to independently operated insurance companies and related services.

When you click a third-party link, you leave SmartTravelCover and may become subject to the destination website’s cookie and privacy practices.

The insurance provider or affiliate network may process information under its own policies.

SmartTravelCover does not control the cookies placed by independently operated third-party websites.

Visitors should review the policies provided by those organisations.

5. Cookie Consent and Your Choices

Where applicable law requires consent for cookies or similar technologies, SmartTravelCover will provide appropriate information and choices before those technologies are used.

Visitors may be able to accept or reject optional cookies and change their preferences through the cookie controls provided on our website.

You can also manage or delete cookies through your browser settings.

Please note that disabling certain essential technologies may affect website functionality.

6. How to Manage Cookies in Your Browser

Most browsers allow you to view, delete or block cookies.

You can find cookie controls in your browser’s privacy or security settings.

For instructions, please consult the support documentation for your browser, such as Google Chrome, Microsoft Edge, Mozilla Firefox or Apple Safari.

Browser settings may not control every form of website tracking, so any required website consent controls will operate separately.

7. Personal Information and Insurance Purchases

SmartTravelCover does not collect or store personal information submitted by visitors when applying for or purchasing insurance through third-party providers.

Insurance applications, medical declarations, payment details and policy administration are handled directly by the relevant insurance provider.

Our hosting services and website technologies may nevertheless process limited technical information associated with visits to SmartTravelCover.

For further information, please read our Privacy Policy.

8. Cookies and Technologies Used on This Website

The actual cookies and similar technologies used by SmartTravelCover depend on our hosting provider, WordPress plugins and any affiliate or analytics services enabled.

We will update this section if the technologies used on our website change.

9. Changes to This Cookie Policy

We may update this Cookie Policy to reflect changes to our website, technology providers, affiliate arrangements or applicable laws.

The latest version will be published on this page with an updated revision date.

Please also read our Privacy Policy, Terms & Conditions and Affiliate Disclosure.