Privacy Policy

SmartTravelCover — Travel Insurance Made Smarter

1. Introduction

At SmartTravelCover, we respect your privacy and are committed to being transparent about how our website operates.

SmartTravelCover is an independent travel insurance information and affiliate referral website. We provide general information about travel insurance and direct visitors to third-party insurance providers.

Visitors who choose to purchase insurance complete their applications and transactions directly with the relevant third-party provider.

2. Personal Information and Insurance Applications

SmartTravelCover does not collect or retain customers’ personal information as part of insurance applications or purchases.

We do not request or store:

Customer names and addresses for insurance applications.
Medical histories or pre-existing medical condition declarations.
Payment card or banking details.
Insurance policy numbers or application records.
Personal information submitted to third-party insurers.

Any information required for an insurance quotation, application or purchase is provided directly to the chosen insurance company.

3. Website Hosting and Technical Information

Although SmartTravelCover does not collect insurance application information, our WordPress website and hosting services may process limited technical information necessary to operate and protect the website.

This can include IP addresses, browser information, website access logs and security-related information.

The details depend on our hosting provider, WordPress configuration and installed plugins.

We will maintain accurate information about these activities and applicable data protection requirements.

4. Third-Party Insurance Providers

Our website may feature links to insurance providers, including InsureandGo, Staysure and SafetyWing.

When visitors follow these links, they leave SmartTravelCover and access the relevant provider’s website.

The insurance provider is responsible for explaining how it collects, uses and protects personal information submitted through its own services.

We recommend reviewing the provider’s Privacy Policy before submitting any personal or medical information.

5. Affiliate Marketing

SmartTravelCover may earn a commission when a visitor follows an affiliate link and makes a qualifying purchase.

Affiliate networks or insurance providers may use referral identifiers, cookies or similar technologies to attribute qualifying transactions.

The information available to SmartTravelCover depends on the relevant affiliate programme.

We do not receive customers’ medical records or payment card details through the SmartTravelCover website.

Any referral tracking used on our website will be disclosed and managed in accordance with applicable legal requirements.

6. Cookies and Similar Technologies

Our website may use essential technologies for website operation and security.

Additional technologies may be used by affiliate partners, analytics services or WordPress plugins if enabled.

Where consent is legally required, we will provide appropriate information and consent controls before activating those technologies.

Further details of the technologies actually used will be included in our Cookie Policy.

7. External Website Links

SmartTravelCover contains links to external websites.

We are not responsible for the data protection practices of independently operated third-party insurance providers.

Visitors should review each provider’s Privacy Policy and Terms & Conditions before purchasing insurance.

8. Data Protection Rights

Where SmartTravelCover processes personal information, individuals may have rights under the UK GDPR, including the rights to access, correct or request deletion of relevant personal information, subject to applicable conditions.

For privacy-related enquiries, please contact:

Email: [Insert business contact email]

You may also complain to the Information Commissioner’s Office at https://ico.org.uk.

9. Changes to This Policy

We may update this Privacy Policy when our website functionality, affiliate arrangements, technology providers or legal obligations change.

Any updates will be published on this page with a revised date.